Ralf Radermacher

Education
PhD-student at the University of Cologne, since October 2004
Studied Economics at the University of Cologne, Focus Social Policy. Graduated with final thesis on „Health Insurance for the Poor – Examples from India“. Obtained additional certificate of the faculty in Environmental Management and Policy. October 1997-April 2004.
Studied Political Science at the University of Hagen, 1999-2005.
„A ´Term´abroad“: African Studies and Political Science at the University of Birmingham, England, October 2001-December 2001.


Jobs and internships
Director (Research & Training) of the Micro Insurance Academy (www.microinsuranceacademy.org)
Research assistant at the Department for Cooperative Studies of the University of Cologne (June 2004-June 2007), December 2004-December 2007 coordinator of the research project “Strengthening Micro Health Insurance Units for the Poor in India”
Freelance for Research and Consulting in Health Insurance related areas, e.g. organization of training activities for GTZ, since April 2004
Department for Cooperative Studies of the University of Cologne, student assistant, October 2002-March 2004
Deutsche Gesellschaft für Technische Zusammenarbeit (GTZ), Basic Health Programme Maharashtra, project hospitation, October 2003-December 2003
Institut der deutschen Wirtschaft Köln (Cologne Institute for Business Research), student assistant, April 2002-September 2002
Economic Development Department of Birmingham City Council, England, internship, January and February 2002
Deutsche Welthungerhilfe, Bonn, PR Department, student assistant, October 1997-August 2001
GFA Infrastruktur und Umweltschutz GmbH, Bonn, consultants in international development, internship, September and October 2000
Federal Ministry of Economic Development and Cooperation, internship, July 1999-September 1999
Deutsche Welthungerhilfe, Bonn, alternative service, August 1996-September 1997

Publications and Reports
Radermacher R, Dror I, Noble G: Challenges and Strategies to Extend Health Insurance to the Poor. In: Churchill C et al. (Eds.): Making Insurance Work for the Poor. Geneva, ILO, forthcoming 2006.

Radermacher R, Dror I: Institutional Options for Delivering Health Microinsurance.
In: Churchill C et al. (Eds.): Making Insurance Work for the Poor. Geneva, ILO, forthcoming 2006.

Dror D, Radermacher R, Koren R: Willingness to pay for health insurance among rural and poor persons: Field evidence from seven micro health insurance units in India. Health Policy, Vol. 82, Issue 1, 2007, pp. 12-27.

Radermacher R: Health Insurance for the Poor – Examples from India. Series Genossenschaft und Versicherung, Weiden-Regensburg, forthcoming 2006.

Trhal N, Radermacher R: Bad luck vs. self-inflicted neediness - An experimental investigation of gift giving in a solidarity game. Submitted for publication to Journal of Economic Behavior & Organization, 2006.

Laaser U, Radermacher R (Eds.): Financing Health Care - A Dialogue between South Eastern Europe and Germany. Series International Public Health, Vol. 18, Lage, 2006.

Radermacher R, Laaser U: Elements of the Health Care Financing Process, in: Laaser U, Radermacher R (Eds.): Financing Health Care - A Dialogue between South Eastern Europe and Germany. Series International Public Health, Vol. 18, Lage, 2006, pp. 9-25.

Radermacher R, van Putten-Rademaker O, Müller V, Wig N, Dror DM: Karuna Trust, India. Series “Good and Bad Practices in Microinsurance“, CGAP working group on microinsurance, Geneva 2006.

Radermacher R, Wig N, van Putten-Rademaker O, Müller V, Dror DM: Yeshasvini Trust, India. Series “Good and Bad Practices in Microinsurance“, CGAP working group on microinsurance, Geneva 2006.

Dror DM, Radermacher R: Integrating Health Insurance for the Poor into the Indian Insurance Scenario, Insurance Watch (Gurgaon, India), Vol. 3, No. 12, July 2005,
pp. 11-15.

Radermacher R: Comprehensive Health Insurance Competence for Tanzania: Social Franchising in Disseminating Health Insurance Competence – A documentation. Unpublished paper. Eschborn, January 2005.

Radermacher R: Social Franchising – Progress on the fast track. In: GTZ: News02, Social Health Insurance – The way forward. Eschborn, 2004, p. 4.

Ramm G; Leist H, Radermacher R: India: High confidence in low-cost insurance. In: GTZ: Social Health Insurance – Systems of Solidarity. Experiences from German development cooperation. Eschborn, 2004.

Leist H, Radermacher R: Brief Technical Report on BAIF Community Health Programme. Eschborn, 2004.

Leist H, Radermacher R: Brief Technical Report on Swasthyapurna Mutual Health Fund. Eschborn, 2004.