Prof. Dr. David Dror

Profile

• Ability to analyse needs and goals, envision new concepts and tools, and to follow through with development, direction and accomplishment.
• A skilled professional with a wealth of knowledge and experience in both financial and operational functions of developing and managing health insurance systems, in a variety of country-specific contexts.
• Experience in conducting applied research independently, in working with others and leading a team, in the use of computerized systems to access, track and issue information; in benchmarking computer applications to serve as an effective analytical tool for integration of multiple databases and as an administrative tool to implement risk management and financial administration of complex systems.
• Extensive multi-lingual and multi-cultural interactions with all levels of professionals to effectively network, collaborate, negotiate and maintain positive partnerships, and harmonize cultural and gender differences. Fluent in English, French and Hebrew; partial German; notions of Spanish. Extensive international travel, in over 75 countries.

Short Narrative

My national-level experience in social security dates back to the mid-1970’s. During that period I was responsible for negotiating a comprehensive pension agreement that was implemented nationwide by all private sector employers in Israel. From 1977 to 1981 I served as Delegate to the International Labour Conference (Geneva) representing the Federation of private-sector employers. From 1981 until April 2003 I was an international civil servant with the ILO. I started as research officer, was promoted to manage a UN in-house health insurance; this task required a re-think of the enabling means for accomplishment of the objectives of health insurance. I was on the steering group of a project to develop a Health Insurance Information System computer application, a huge task that lasted over two years (1995-1998), undertaken jointly with similar funds at WHO, UN Office in Geneva and CERN. From 1998, my work at senior (diplomatic) level, focused on applied health insurance research and in particular, on elaborating innovative pro-poor options for extension of access to health insurance in low-income countries. The Social Re concept, developed during this period, offers a new approach to sustainable community health financing. Since my retirement from ILO in April 2003, I teach in two universities, conduct and supervise research, and oversee the implementation of technical support to micro health insurance serving the poor. Currently I am the team-leader in two projects to implementing low-cost health insurance, one in South Africa (funded by HIVOS) and the other in India (funded by EU), the latter combining educational, research, policy advocacy and intervention components.

Education

PhD in Economics and Management (mention: très honorable avec félicitations du jury) - Université Claude Bernard Lyon 1, Lyon, France

DBA (Magna cum Laude) in Health Services - St. George University, London & Japan

MA in Business Administration - Hebrew University of Jerusalem, Israel

Professional Associations

International Health Economists’ Association
Collège des Economistes de Santé de France

Awards/ Grants Received

1981:Berliner Prize for outstanding research in insurance (Tel Aviv University, Israel)

2000: Source: World Bank Development Marketplace; Amount: US$380,000. Purpose: Conceptualize reinsurance for community-based health insurance schemes.

2001: Source: ILO; Amount: US$ 250,000 matching allocation for the Social Re project

2002: Ford Foundation (Manila); Amount: US$150,000. Purpose: Carry out the Social Re pre-pilot baseline situation analysis in Philippines community-based health schemes

2003: Ford Foundation (New York); Amount: US$ 100,000. Purpose: Field test the Social Re Data Template;

2004: EU/ECCP (New Delhi); Amount: € 638,245 (jointly with Univ Köln and Indian FICCI). Purpose: Strengthening micro health insurance units for the poor in India http://www.microhealthinsurance-india.org/

2005: HIVOS (The Hague); Amount: €227,000. Purpose: Technical & reinsurance support to community health financing schemes in South Africa

Ongoing Professional Engagements

1. Teaching / research appointments at the following universities:
a. Erasmus University Rotterdam / Honorary professor of health insurance 2005/06; Visiting professor 2003/04 - Spring semester; 2004/05 – fall semester
b. Clermont-Ferrand University /CERDI Professeur invite (2005); external lecturer in Health Economics in low-income and transition countries (2003 & 2004)
c. Lyon-1 university /LASS Associate Director of Research in Health Systems (2002 onwards)
d. University of Geneva, HEC, IOMBA, Visiting lecturer (fall 2004)

2. Member, International Panel of Experts to the Council for Medical Schemes of South Africa, appointed to advise on the technical modalities of operating the Risk Equalization Fund, Feb 2004

3. Member, Scientific Committee, International Conference on System Science in Health Care (ICSSHC), Geneva, Switzerland, September 2004.

4. 2004 onward: Faculty Member of the Public Health And Epidemiology Evaluation Board, 'Global health' Section, in Faculty of 1000 Medicine (www.f1000medicine.com)

Publications (Partial List) most recent listed first
Peer-reviewed articles

• Dror D, Radermacher R, Koren R: Willingness to pay for health insurance among rural and poor persons: Field evidence from seven micro health insurance units in India. Submitted for publication 2006
• Dror DM: Reinsurance and other Facilities for the Indian Micro Health Insurance System? FORTE Insurance Journal (special issue on Micro Insurance) (Delhi, India), January 2006, pp. 41-49
• Dror DM, Armstrong J, Kalavakonda V: Why Micro Health Insurance Schemes Cannot Forego Reinsurance, Journal of Insurance and Risk Management (special issue on micro health insurance) (Noida, India), December 2005, pp.1-29
• Dror DM, Radermacher R: Integrating Health Insurance for the Poor into the Indian Insurance Scenario, Insurance Watch (Gurgaon, India), Vol. 3 No. 12, July 2005, pp. 11-15
• Dror DM, Steinberg DM, Koren R: The Impact of Filipino Micro Health Insurance Units on Income-related Equality of Access to Healthcare Health Policy, 2005, doi:10.1016/j.healthpol.2005.08.001
• Dror DM, Soriano E, Sarol J, Azcuna R, Lorenzo M, Koren R: Field based evidence of enhanced healthcare utilization among persons insured by Micro Health insurance Units in Philippines, Health Policy, 2005, Vol. 73/3 pp 263-271, doi:10.1016/j.healthpol.2004.11.018
• Alexander S. Preker, Guy Carrin, David Dror, Melitta Jakab, William Hsiao, Dyna Arhin-Tenkorang: Effectiveness of community health financing in meeting the cost of illness, Bulletin of the World Health Organisation, (Geneva), WHO, Vol. 80 No. 2, 2002, pp. 143-150
• Preker AS, Carrin G, Dror D, Jakab M, Hsiao W, Arhin-Tenkorang D. Health care financing for rural and low-income populations: the role of communities in resource mobilization and risk sharing. (A synthesis background report to Commission on Macroeconomics and Health), 2001, http://www.cmhealth.org/wg3.htm
• Fonteneau R., Dror DM. : Les enjeux de la coopération sanitaire (aider ceux qui s’aident) Journal d'Economie Médicale, Paris-Lyon, Editions Laccasagne, Vol 19 n° 4-2001 pp. 279-292
• Dror D: Reinsurance of Health Insurance for the Informal Sector, Bulletin of the World Health Organisation, (Geneva), WHO, Vol. 79 No. 7, 672-678, July 2001
• Dror, DM, Fonteneau R et Jacquier Ch.: La micro-assurance pour combler le chaînon manquant des interventions sanitaires Journal d'Economie Médicale, Paris-Lyon, Editions Alexandre Laccassagne, Vol. 19 n° 3-2001, pp. 201-214
• Preker AS, Carrin G, Dror D, Jakab M, Hsiao W, Arhin-Tenkorang D. Health care financing for rural and low-income populations: the role of communities in resource mobilization and risk sharing. (A synthesis background report to Commission on Macroeconomics and Health, http://www.cmhealth.org/wg3.htm), 2001
• Dror, D: Health Reform: A question of Principles? International Social Security Review (Geneva), ISSA, Vol. 53 No. 2, April-May 2000, pp. 75-99.
• Dror, D, Jacquier Ch: Micro-insurance: Extending Health Insurance to the Excluded, International Social Security Review (Geneva), ISSA, Vol. 52 No. 1, January-March 1999, pp. 71-97.
• Dror D, Yamabana, H.: Review of the Kyrgyzstan mandatory health insurance fund, (Geneva), ILO & WHO-Europe, 1998, VI, 24 p. + annex (MANAS national programme on health reform 1996-2006)

Books, chapters in books and reports

• Dror D, Wiechers, Th: The Role of Insurers and Reinsurers in Supporting Micro Insurers Serving the Poor. Chapter in Churchill et al (eds.): “Making Insurance Work for the Poor”, Geneva, ILO, 2006
• Radermacher R, Wig N, van Putten-Rademaker O, Müller V, Dror D: Good and Bad Practices in Microinsurance: Yeshasvini Co-Operative Farmers Health Scheme, Karnataka, India. Report commissioned by ILO Social Finance Unit and CGAP, Sept 2005, 43 pp.
• Radermacher R, van Putten-Rademaker O, Müller V, Wig N, Dror D: Good and Bad Practices in Microinsurance: Karuna Trust, Karnataka, India, Report commissioned by ILO Social Finance Unit and CGAP, Sept 2005, 43 pp.
• Parliament of India, Committee for Public Undertakings, Hearing on health insurance, Position paper submitted by David Dror on behalf of the project “Strengthening Micro Health Insurance Units for the Poor in India”, June 7 2005, (unpublished monograph)
• Indian Regulatory and Development Authority (IRDA), Position paper on IRDA’s Concept Paper on Regulations for Micro Insurance, submitted by David Dror on behalf of the project “Strengthening Micro Health Insurance Units for the Poor in India”, Feb 15 2005, (unpublished monograph)
• Alliance for Health Policy and Systems Research: Strengthening health systems: the role and promise of policy and systems research, section on Community Health Insurance (in Chapter 3), Geneva, June 2004, pp. 39-40
• http://www2.alliance-hpsr.org/jahia/webdav/site/myjahiasite/shared/documents/Strengthening_complet.pdf
• Armstrong J., Deeble J., Dror D.M., Rice N., Thiede M., Van de Ven W.P.M.M.: The International Review Panel Report to the South African Risk Equalization Fund Task Group. 16 February 2004. http://homeoffice.medicalschemes.com/ref
• Preker AS, Carrin G, Dror D, Jakab M, Hsiao WC, Ahrin-Tenkorang D : Rich-Poor Differences in Health Care Financing, chapter 1 in Preker AS, Carrin G (Editors): Health Financing for Poor People: Resource Mobilization and Risk Sharing, (Washington), World Bank, 2004, pp. 3-51
• Dror DM, Preker AS (Sous la direction de): Réassurance sociale: Stabiliser les micro-assurances santé dans les pays pauvres, (Paris), Editions ESKA et banque mondiale et BIT, novembre 2003, xx+492 pp.
• Dror, DM, Fonteneau R et Jacquier Ch: Analyse d’un nouveau concept : la micro-assurance (pour combler le chaînon manquant des interventions sanitaires) chapitre 10 dans Audibert M, Mathonnat J, de Roodenbeke E : Le financement de la santé dans les pays d’Afrique et d’Asie à faible revenu, (Paris), Editions Karthala, 2003, pp. 205-222
• Dror DM, Preker AS (Editors): Social Reinsurance: A New Approach to Sustainable Community Health Financing, (Washington), World Bank & ILO, 2002, xvii+518 pp.
• Dror DM, Preker AS, Jakab M: The role of communities in combating social exclusion, chapter 2 in Dror DM, Preker AS (Editors): Social Reinsurance: A New Approach to Sustainable Community Health Financing, (Washington), World Bank & ILO, 2002, pp. 37-56.
• Dror DM: Health insurance and reinsurance at the community level, chapter 5 in Dror DM, Preker AS (Editors): Social Reinsurance: A New Approach to Sustainable Community Health Financing, (Washington), World Bank & ILO, 2002, pp. 103-124.
• Vate, M & Dror DM: To insure or not to insure: Reflections on the limits of insurability, chapter 6 in Dror DM, Preker AS (Editors): Social Reinsurance: A New Approach to Sustainable Community Health Financing, (Washington), World Bank & ILO, 2002, pp. 125-152.
• Bonnevay, S & Dror DM & Duru G & Lamure M: A model of microinsurance and reinsurance, chapter 7 in Dror DM, Preker AS (Editors): Social Reinsurance: A New Approach to Sustainable Community Health Financing, (Washington), World Bank & ILO, 2002, pp. 153-186.
• Dror DM: Minimum accounting and statistical framework, chapter 16 in Dror DM, Preker AS (Editors): Social Reinsurance: A New Approach to Sustainable Community Health Financing, (Washington), World Bank & ILO, 2002, pp. 313-326.
• Soriano E & Dror DM & Alampay E & Bayugo Y: Attitudes toward solidarity, risk, and insurance in rural Philippines, chapter 19 in Dror DM, Preker AS (Editors): Social Reinsurance: A New Approach to Sustainable Community Health Financing, (Washington), World Bank & ILO, 2002, pp. 377-394.
• Dror DM & Rathi R: Data Template: A framework for accounting and statistics, Annex A in Dror DM, Preker AS (Editors): Social Reinsurance: A New Approach to Sustainable Community Health Financing, (Washington), World Bank & ILO, 2002, pp. 447-458.
• Dror DM: Health Insurance For The Poor Through Community Schemes – Is It Viable? in Defining an Agenda for Poverty Reduction: Proceedings of the First Asia and Pacific Forum on Poverty (Volume 2), Manila, Asian Development Bank, 2002, ISBN No. 971-561-474-4, pp. 217-234
• Cichon, M, Newbrander W, Yamabana H, Weber A, Dror D et al.: Modelling in health care finance A compendium of quantitative techniques for health care financing, (Geneva), ILO & ISSA, 1999, 400 pp.

Presentations (Partial List)

• “Reinsurance for community health schemes”, Meeting of Health Secretaries of All States/UTS organized by the Secretary, Union Ministry of Health & Family Welfare, New Delhi, 28.4.2006
• Improving Access to Care Through (Community) Health Insurance. Panel on Financial Resources at the “More, better and faster …Confronting AIDS as well as Malaria and Tuberculosis: An Asia Stakeholders’ Consultation” hosted by the Ministry of Health and Family Welfare, Government of India, supported by the European Commission and the UNAIDS Secretariat, in partnership with WHO, CARE and the Confederation of Indian Industry. New Delhi, India, 4 – 7 April 2006
• Securing the Insecure: “Social Security”- An Integral Component of Microfinance, Panel discussion at Sa Dhan’s annual policy conference, New Delhi, 23 – 24 January 2006
• Insurance for the Poor, Panel at the 10th Indian Conference on Insurance, organized by FICCI, Delhi, India, 23-24 Nov. 2005
• Panel facilitator and presenter at the CGAP-Munich re Foundation Microinsurance Conference: Making insurance work for the poor, panel on: “Role of insurers, reinsurers and technical assistance providers Current practices and lessons learnt”, Munich, Germany, 19 October 2005
• Can community health schemes play a role in social health insurance? Presented in the session “Social Health Insurance; Can We Get It Right?” at the International Health Economics Association 5th World Congress “Investing in Health”, Barcelona, Spain, 10-13 July 2005
• Insuring health risks (incl. AIDS): How to do it? Who can do it? Presentation at the Workshop: Micro Finance and HIV/AIDS-the potential role of micro-insurance, Addis Ababa, 24-26 April 2005
• “Strengthening Micro Health Insurance Units for the Poor in India”, Presentation at the 7th Global Conference of Actuaries, Delhi, 15-16 February 2005
• Social Reinsurance: what contribution to social security in the Third World? WOTRO / CERES workshop on ‘Social (In)Security in the Third World’, Amsterdam, 16 December 2004
• Health Insurance in Low-Income Countries : Public and Private Approaches, Closing Plenary Session at the 8th International Conference on System Science in Health Care, Geneva (Switzerland), 1-3 September 2004
• Assurance santé en Afrique: Des options réalistes, Colloque CES / WBI / IMA sur le financement de la santé en Afrique francophone, CNAM, Paris, 29 avril 2004
• Social Re-insurance: An actionable pro-poor development idea, HEPL Seminar - Erasmus University Inst. For Health Policy and Management, Rotterdam (Netherlands), 7 April 2004
• Auray J. P., Bonnevay S., Duru G., Lamure M., Dror D. : A Simulation Model to Examine the Sustainability of Health Insurance, International Microsimulation Conference on “Population, Ageing and Health: Modeling Our Future”, organized by NATSEM, Canberra, Australia, 8-12 December 2003
• Panorama de systèmes de santé en Europe et en Amérique du Nord, Rencontres MUTRE, Avignon (France), 4 novembre 2003
• A New Approach to Sustainable Community Health Financing, Presentation o the biennial World Conference of the International Cooperative and Mutual Insurers’ Federation (ICMIF), Paris (France), 16 October 2003
• Lucy Firth, David Dror: Health Insurance: A Pro-Development, ICT-based Innovation, presented at the International Conference on Politics and Information Systems: Technologies and Applications (PISTA '03) Orlando, Florida, USA, July 31 - August 1-2, 2003
• The development of a sustainable, socially responsive health system, Keynote address, the 2003 Annual Southern African Conference of the Board of Healthcare Funders of Southern Africa, Durban, 14-16/7/2003
• Solvency as a limiting factor on the outreach and efficiency of community health schemes, Organized session on Community-financed health insurance at the 4th World Congress of the iHEA: Bridging Research and Reforms, San Francisco, 16-18 June 2003
• Le système de financement de santé en France et ailleurs: réduire les inégalités sociales, Présentation devant l’assemblée de collaborateurs de la Fédération nationale de la mutualité française (FNMF), Paris, 23 mai 2003
• La couverture universelle obligatoire est-elle toujours la meilleure solution ? Atelier sur “le financement communautaire des services de santé” organisé par l’institut universitaire d’études du développement (IUED), Genève, 8-9 mai 2003
• Achieving universal coverage of health care through public financing, International Workshop on “What they talked less about in health care reform” organized by the Thai Ministry of Health, Phuket, 26-28 February 2003
• Initial Findings from the Social Re Baseline Situation Analysis in the Philippines, CIDA/Univ. Montreal/World Bank/WHO seminar on Monitoring and Evaluation of Community-based Health Schemes, Montreal, 25-26 November 2002
• Towards a generalised social protection: Is compulsory health insurance the solution for universal cover? “Universalisation of Medical Cover: Action of Mutual Benefit Societies” International Conference/ XXIst General Assembly Of AIM, Marrakech, 16-18 October 2002 www.aim-mutual.org/docs/dror_mk_en.pdf
• Social Reinsurance in Philippines: Bane of Boon? Keynote address at Seminar organized by the College of Public Health and the Inst. Of Health Policy and Development Studies, National Institute of Health, UP Manila, in collaboration with the ILO, Manila, 27 February 2002
• Reinsurance for Community Financing, 6th International Summit on the Private Health Sector, Miami, Fl.,